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Delaware offers assisted living facilities along the coastline and the largest selection in and around Wilmington. Dover, the state's capital does have a small-town atmosphere with lots of history for seniors to explore. Many small resort communities at the southern end of the state give the retired seniors housing choices and a wide Atlantic Ocean view. The Delaware Bay is the state's eastern boundary with quite a few towns and seaports.
There is no tax on social security payments in Delaware, and it has one of the lowest tax burdens of all the other states. The income tax rates range from 2.2% to 5.95 and there is no state sales tax, but some cities do have a tax added for purchases. Businesses do pay a tax based on their gross receipts of sales. Delaware, known for its banking centers with Bank of America, AIG, Citigroup, and others who maintain business in this small but powerful state.
For seniors seeking a relaxing low-level form of retirement, Delaware offers just that. Wilmington is the economic center with offers in cultural arts and other attractions. The remainder of the state presents a perfect retirement lifestyle of comfort and ease. There are more than 125,000 senior citizens over the age of 65 living in Delaware.
The climates influence is by the Atlantic Ocean with mild winters and hot humid summers. There can be moisture during any time of the year near shoreline towns. Although Delaware does not have a resident commercial air service, it does offer three ferry lines from the main port cities. This area has watched a boom in growth over the last few years around Dover, and the beach resorts along the coast.
While Delaware gained the name of “First State” in the union, it does offer a number of other interesting aspects. A double span bridge, the Delaware Memorial Bridge leaving east from Wilmington, is the second longest in the world. Each year the World Championship Punkin Chunkin contest gathers at different locations in Delaware. Some areas also offer various sponsored events, fairs, and festivals like the Riverfest held yearly in Seaford, an interior small-town. The fifth largest employer in the state is Christiana Care Health System, so health care is an obtainable concern for Delaware.
This area will supply the needs for assisted living or nursing home care facilities for most seniors. The locations all promote quiet easy living with reasonable cost. The average for assisted living housing is $58,700 a year, with the annual cost of nursing home facilities at $84,500. If you are looking for a great un-hurried senior retirement lifestyle, with plenty of good fresh air and beaches, Delaware has it.